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Rogers plans to use the funds to pay down debt.—Kurt Badenhausen, Sportico.com, 22 Apr. 2026 The lifetime limit is likely to include all previous borrowing, even if the student paid down the debt, Kantrowitz said.—Annie Nova, CNBC, 22 Apr. 2026 Much of her advice is run-of-the-mill personal finance tips – such as improving your credit score, paying down debt or automating savings contributions.—Maximilian Brichta, The Conversation, 22 Apr. 2026 Using a refund to pay down or eliminate that debt can immediately ease pressure on a monthly budget and reduce how much interest accrues going forward.—Joshua Sidorowicz, CBS News, 20 Apr. 2026 See All Example Sentences for pay down